Legal Subscription Insurance

Legal cover,
when you need it most.

24/7 access to legal advice and representation from R99 p.m. Wrongful arrest, workplace disputes, unfair dismissal, contract review — no excess, cancel anytime.

  • From R99 p.m.
  • 24/7 legal helpline
  • Cancel anytime
24/7Legal helpline
R0Excess on claims
SA-wideAttorney network
Get a quote

Your legal cover, live as you fill it in

Tell us who you'd like to cover and watch your monthly subscription update in real time.

Zero excess disclaimer

Price Insure's Legal Subscription Insurance offers full comprehensive legal cover with ZERO EXCESS when you claim. You won't pay any out-of-pocket excess fees when submitting a claim. Policyholders start by paying a monthly subscription fee until a claim occurs. When a claim is made, it triggers the post-claim premium — a risk-based premium for a prescribed period, depending on the claim value.

Unique benefit: unlike traditional legal insurance where you pay risk-based premiums immediately, our subscription model lets you pay the higher premium only when you actually need to claim.

Coverage

Comprehensive legal cover

Protection across the situations where you need professional legal help most.

Wrongful arrest protection

Legal representation if you're arrested, detained or charged unfairly.

Workplace dispute coverage

Disputes with your employer, CCMA representation, and disciplinary hearings.

Unfair dismissal support

Full support through the CCMA process — from referral to award.

Contract review services

Independent legal review of contracts before you sign — employment, lease, sale.

24/7 legal helpline

Unlimited phone and WhatsApp access to qualified SA attorneys.

Family & personal matters

Divorce, maintenance, custody and domestic matters.

How it works

Four simple steps

Simple, transparent, and customer-friendly.

1

Pay your subscription

A low, fixed monthly fee (from R99) keeps your legal cover active.

2

Call the 24/7 helpline

Speak to a qualified attorney whenever you need advice.

3

Only pay more when you claim

If you need full representation, an additional risk-based premium applies for a set period.

4

We handle it from there

We assign an attorney from our SA-wide network to represent you.

Justice shouldn't be a luxury.

Pay a low subscription, stay covered, and only pay more if you actually need representation.

Lower premiums No lock-in 24/7 helpline
Why Legal Subscription

All the cover. None of the overpaying.

Traditional legal insurance loads your premium based on perceived risk — whether or not anything ever happens. Our subscription model flips that: you pay a low fixed fee for full cover, and only pay more if you claim.

  • Zero excess on any claim
  • Fixed monthly subscription — no surprises
  • Cancel anytime, no penalties
  • Cover for you, your partner and your children
  • Real attorneys on WhatsApp and phone, 7 days a week
Real members

What our members say

Trusted by South African families.

"My husband was unfairly dismissed. The Legal Subscription helpline connected us to an attorney the same day and we won the CCMA case. For R178 a month, that's incredible value."

Nomsa T.Family cover

"I called the 24/7 line at 11pm on a Saturday when I was stopped by police. They talked me through my rights immediately. Knowing someone is on the other end is priceless."

Sipho M.Individual member
FAQs

Legal Subscription questions

Everything you might want to know before you sign up.

What kind of legal matters are covered?
Wrongful arrest, workplace disputes, unfair dismissal, contract review, family and personal matters, and general legal advice. Full representation is available on qualifying matters — talk to an advisor about your specific case.
Who can I add to my cover?
You (the principal member), your adult partner or dependants, and up to 4 children. Children are covered at a lower rate than adults.
Is there really no excess to pay?
Correct. No excess on any claim. You only pay the additional risk-based premium that applies for a prescribed period after you claim.
How quickly can I speak to an attorney?
Immediately. Our 24/7 legal helpline is staffed by qualified South African attorneys who can advise you by phone or WhatsApp at any hour.
What if my matter goes to court?
We assign an attorney from our SA-wide network to represent you. Full representation is available on qualifying matters — your advisor will confirm what's covered when you sign up.
Can I cancel anytime?
Yes. No lock-in, no penalties. You're in full control.

Ready to protect yourself legally?

Get comprehensive legal cover today for a fraction of traditional legal insurance costs.